So even in recovery, my wife an I live paycheck-to-paycheck. I know, life is suppose to be perfect once the drugs and alcohol go away, however we now know that is not the case. However, our life is manageable a far distant way than what it use to be like.
Here’s the deal, my wife and I get paid on the same weekend, so extra cash during the weekends we don’t get paid would be great! So I tried a lot of things. Some “get-rich-quick” projects, and some online stuff. But nothing really worked out until now. And it was all right in front my nose the entire time!
So these are the five things I did to help me earn some extra cash!
- First things first, Identify what “extra cash” actually means:
So what does “extra cash” really mean? Put a price tag on it. I’m doing mine by the month. So I figured and extra $300 split between the weeks I do not get paid would give me a brief cushion. Set your price tag so that you have a visual number you can work with.
2. Start with you smartphone:
As I shuffled around my computer desk, I was playing chess with unopened packages from Ebay and Amazon. There was literally books and small merchandise that arrived days, weeks and even months ago that I have not even opened. All this can be traced back being bored and playing with my phone. So get rid of the apps. Make it harder for you to do feel good or boredom smartphone shopping. Take the convenience away and that alone will save you money.
3. Go a step further:
So you are off to a great start! However if you’re like me, no access from the smartphone, no problemo! A desktop is usually five feet away! So, in lieu of the greatest discovering known to man, delete your card info from your online shopping accounts. Again, take away the convenience, make it harder to buy something and odds are, you will probably realize you do not really need it, while you’re looking for your wallet. Now I know this is difficult, so do one or two at a time, and the rest will flow as you begin to see the difference in your bank account!
4. Check your auto-renewals:
So for the cards you didn’t take off, go to account settings and change the automatic renewal to off. On one my sites, I saved $54 on canceling subscriptions that I don’t even need or use anymore. Now I know it’s only $54, but think of it this way, $54 minus your goal of $300, is $246! It’s a small difference, but they add up quick, as I’ll show you in a bit.
5. Make 1 sacrifice:
Earning extra cash, takes a little of work as well. Either physical or budget wise. So I looked over my monthly bills and gave up the weekend newspaper, that I receive. Another 17 bucks I can knock off my goal of $300. I also picked up a radio gig, (3 hours for $100) and sacrificed 1 off day for overtime at work, ($120). I did this because after of countless attempts to earn extra cash I can use half that time and energy and just work 1 extra day a month for a guaranteed extra income.
So let’s tally shall we:
My goal per month is an extra $300. I saved $54 from my auto-renewals which brings my goal down to $246. Then I saved $17 when I canceled my newspaper account which now brings my total goal to $229. My radio gig, (which won’t be there every month) knocks off $100. So at $129, one day of overtime at work per month will bring my goal of $300 extra a month down to $9. Not to shabby!
The key here is to make value adjustments to your daily life and you can reach your monthly goal without having to start a whole entire business or work crazy hours at work. Saving money is just as good as earning it, and I promise you there cut backs, cancellations and other things you can do today, to earn you extra cash tomorrow!